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首页> 外文期刊>ABA Banking Journal >Must the Bank Update the Loan Estimate if It Becomes Aware of Increases to Fees Unrelated to Extension of Rate Lock Agreement?
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Must the Bank Update the Loan Estimate if It Becomes Aware of Increases to Fees Unrelated to Extension of Rate Lock Agreement?

机译:如果对汇率锁定协议的延长不相关的费用,本行必须更新贷款估计吗?

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摘要

Q/Under Regulation Z (Truth in Lending Act), creditors must send a revised Loan Estimate to a mortgage applicant if the bank wishes to charge the applicant for an extension of an expired rate lock agreement. If the bank is aware of increases to other fees unrelated to the extension of the rate lock agreement, must it update these unrelated fees on the revised Loan Estimate or may it wait until the Closing Disclosure to adjust those fees?
机译:Q /在规则Z(贷款法中的真理),如果银行希望向申请人向申请人延长过期利率锁定协议,则债权人必须向抵押申请人发送修订后的贷款估计。 如果银行意识到与延长利率锁定协议无关的其他费用,必须更新关于修订贷款估计的这些无关费用,或者可以等待截止披露以调整这些费用

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