With nearly $690 billion in outstanding loans for small businesses in 2016, banks have a proven track record of successfully providing credit for small business owners and entrepreneurs. For nearly 50 years, one way banks have done this is through small business investment companies, or SBICs, which are private organizations licensed by the Small Business Administration to stimulate small business growth through long-term investments. Since they were established in 1958, SBICs have provided billions of dollars to more than 100,000 businesses through public-private partnerships that offer banks a competitive asset class within an attractive regulatory environment.
展开▼
机译：银行在2016年为小企业提供了近6,900亿美元的未偿贷款，在为小企业主和企业家成功提供信贷方面有着良好的记录。近50年来，银行通过小企业投资公司（SBIC）来做到这一点的方法是由小企业管理局（Small Business Administration）许可的私人组织，旨在通过长期投资刺激小企业的增长。自1958年成立以来，SBIC已通过公私合作伙伴关系向100,000多家企业提供了数十亿美元的资金，在有吸引力的监管环境中为银行提供了具有竞争力的资产类别。
展开▼
