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Choosing a better core system Four guidelines for bankers seeking greater business agility

机译:选择更好的核心体系寻求更大业务敏捷性的银行家的四项准则

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摘要

Now more than ever, bankers are looking for new opportunities to streamline operations, grow into new markets, and efficiently minimize risk. But most financial institutions are encumbered by core systems whose foundations are rooted in the past. If your institution is one of the hundreds seeking a change in core systems, here are four guidelines for you to consider in the process. It's a simple fact: core isn't just core anymore. The term "core systems" itself was born in the days of mainframes, green bar reports and extremely limited access to data and business functions. Truly modern core systems offer a network of distributed, enterprise-scale business services, collapsing the notion of front, middle, and back-office, as well as integrating other line-of-busi-ness processing like credit card, trust, and insurance. The result is a technology foundation that increases automation, measurably reduces process costs, and delivers a level of agility your competitors cannot match.
机译:如今,银行家比以往任何时候都在寻找新的机会来简化运营,开拓新市场并有效地降低风险。但是大多数金融机构都受制于其根植于过去的核心系统。如果您的机构是寻求更改核心系统的数百家机构之一,那么您可以在此过程中考虑以下四项准则。这是一个简单的事实:核心不再只是核心。术语“核心系统”本身诞生于大型机,绿色条形报告以及对数据和业务功能的访问极为有限的时代。真正的现代核心系统提供了分布式的企业级业务服务网络,折叠了前台,中间和后台的概念,并集成了其他业务流程处理,例如信用卡,信托和保险。结果是建立了一种技术基础,可以提高自动化程度,可观地降低流程成本并提供您的竞争对手无法匹敌的敏捷性。

著录项

  • 来源
    《ABA Banking Journal》 |2008年第7期|p.54|共1页
  • 作者

    Bill Zayas;

  • 作者单位

    Executive Vice President & General Manager, Bank Core Systems Group Harland Financial Solutions;

  • 收录信息
  • 原文格式 PDF
  • 正文语种 eng
  • 中图分类 财政、金融;
  • 关键词

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