• 主题
高级搜索  >
历史搜索 清空历史
首页> 外文期刊>Asian Journal of Management >A theoretical study on influence of technology in digitizing economy with special emphasis on study on digital wallets and digital payments in present context
【24h】

A theoretical study on influence of technology in digitizing economy with special emphasis on study on digital wallets and digital payments in present context

机译：技术对数字化经济的影响的理论研究，特别重点研究了现代背景下的数字钱包和数字支付研究

获取原文
获取原文并翻译 | 示例
           
页面导航
  • 摘要
  • 著录项
  • 相似文献
  • 相关主题

摘要

Today in this digitalized world of technological empowerment full of opportunities the growth of mobile commerce, or the purchase of goods or services using mobile technology heavily depends on the acceptance, availability and reliability of the mobile wallet systems. A mobile digital wallet which is enabled for mobile phones is a complete payment app which enables the consumers to pay at stores at the point of sale with a mobile phone .All the integrated payment related services like the management and storage of receipts, coupons and offers and loyalty cards are done by digital wallet which is associated with a credit card. An Individual's bank account can also be linked to the digital wallet. Some of the ID documents like health card, loyalty card and driving license can also be stored on the phone. The credentials can be passed to a merchant's terminal wirelessly via near field communication (NFC). Today all over the world mobile payment is adopted in different ways. Nowadays we all find ourselves carrying hard cash less because we can easily make our purchase with payment cards and also track our spending online, moreover it is safer and secure than carrying $350 to buy the latest I pad Mini. Some of the major private funding organizations such as the Bill and Melinda Gates Foundation, United States Agency for International development and Mercy Corps are using mobile payments. As a means of extending financial services to the community known as the "unbanked" or "under banked" in most of the developing countries including India mobile payment solutions have been deployed. In light of the technology advances and innovations in digital wallets and mobile payments the paper tries to highlight various types of mobile payment systems, opportunities and challenges, future growth and prospects of mobile payments and digital wallets.
机译：今天在这个数字化的技术赋权世界中充满了机会移动商务的增长，或者使用移动技术购买商品或服务大量取决于移动钱包系统的接受，可用性和可靠性。为移动电话启用的移动数字钱包是一款完整的支付应用程序，使消费者能够使用手机在销售点支付商店。所有的综合支付相关服务，如管理和存储，如收据，优惠券和优惠忠诚度卡由数字钱包完成，与信用卡相关联。个人的银行账户也可以与数字钱包相关联。一些身份证文件，如保健卡，会员卡和驾驶执照也可以存储在手机上。凭据可以通过近场通信（NFC）无线地传递给商家的终端。今天，世界各地的移动支付是以不同的方式采用的。如今我们都发现自己仍然履行了艰难的现金，因为我们可以轻松地用支付卡购买并跟踪我们的在线支出，而且它比携带350美元更安全，安全起来购买最新的I Pad Mini。票据和梅琳达盖茨基金会等一些主要的私人资助组织，美国国际发展局和慈善军团委员会正在使用移动支付。作为向社区延长金融服务的手段，被称为在包括印度移动支付解决方案的大多数发展中国家的“银行”或“银行下的”下属“。鉴于技术的进步和创新数字钱包和移动支付，纸张试图突出各种类型的移动支付系统，机会和挑战，移动支付和数字钱包的未来增长和前景。

著录项

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱：kefu@zhangqiaokeyan.com

京公网安备：11010802029741号 ICP备案号：京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有

  • 客服微信

  • 服务号