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首页> 外文期刊>American Journal of Industrial and Business Management >Exploring the Factors That Hinder the Growth and Survival of Small Businesses in Ghana (A Case Study of Small Businesses within Kumasi Metropolitan Area)
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Exploring the Factors That Hinder the Growth and Survival of Small Businesses in Ghana (A Case Study of Small Businesses within Kumasi Metropolitan Area)

机译：探索阻碍加纳小企业成长和生存的因素（以库马西大都会区内的小企业为例）

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Micro, Small and Medium Scale Enterprises (MSMEs) contribute immensely to job creation, income generation and poverty reduction in emerging economies like that of Ghana. These positive contributions notwithstanding, most MSMEs in these economies have been performing poorly. This study therefore seeks to identify and analyze the challenges faced by MSMEs and proposed by appropriate measures that will enhance and sustain the vibrancy of MSMEs in order for them to perform their expected roles in the economic development process of Ghana. To be able to delve into the challenges of MSMEs in Ghana, a conceptual and theoretical framework is designed to guide the preparation of data collection instruments to suit the study. This involves a combination of survey and case study methods of data collection and analysis. The present study reveals that MSMEs are dominated by youth and female operators usually with low level of education. A further revelation is that majority of MSMEs lack qualified personnel; have poor access to credit and are usually self-financed. Based on the above, the study recommends the establishment of a common board to oversee the activities of support institutions for MSMEs. The study again proposes for the creation of MSMEs fund at all district, municipal and metropolitan areas to support MSMEs activities. Furthermore, the study is proposed for Bank of Ghana to create MSMEs bank to provide funds specifically for MSMEs development. Finally, effective implementation of the recommendation can lead to growth of MSME’s sector in Kumasi metropolis and eventually results in creation of employment as well as poverty reduction.
机译：微型，中小型企业（MSME）为加纳等新兴经济体的就业创造，创收和减贫做出了巨大贡献。尽管取得了这些积极的贡献，但这些经济体中的大多数MSME一直表现不佳。因此，本研究旨在确定和分析MSME面临的挑战，并通过适当措施提出建议，以增强和维持MSME的活力，使它们在加纳的经济发展过程中发挥应有的作用。为了能够探究加纳的MSME的挑战，设计了一个概念和理论框架来指导准备适合该研究的数据收集工具。这涉及数据收集和分析的调查和案例研究方法的组合。本研究表明，中小企业通常受教育程度较低的青年和女性经营者的控制。进一步的启示是，大多数中小型企业缺乏合格的人员。信贷渠道不畅，通常都是自负盈亏。基于上述，研究建议建立一个共同的委员会来监督中小企业支持机构的活动。该研究再次建议在所有地区，市政和都会区设立MSME基金，以支持MSME活动。此外，该研究建议加纳银行创建MSMEs银行，专门为MSMEs发展提供资金。最后，有效执行该建议可以导致库马西大都会MSME部门的增长，并最终创造就业机会和减少贫困​​。

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