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The Relation between Financial Literacy, Financial Wellbeing and Financial Concerns

机译：财务素养，财务状况和财务担忧之间的关系

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Increased variety of products and the instability of the global economy in twenty first century caused increasing complexity of financial decisions and also caused consumers faced with the challenge in economic and financial activities. For this reason, in the last decade, the importance of financial management skills in personal and work life has increased and researches in this area has been done. In this regard, this study tries to evaluate the relation between financial literacy, financial wellbeing and financial concerns. For this purpose, a questionnaire was designed and distributed using random sampling among people. Data was analyzed using correlation test, Independent two-sample test based on the T distribution and regression. The results showed that age and education are positively correlated with financial literacy and financial wellbeing. Married people and men are more financially literate. Higher financial literacy leads to greater financial well-being and less financial concerns. Finally, financial wellbeing leads to less financial concern.
机译：产品种类的增加和20世纪全球经济的不稳定导致金融决策的复杂性增加，也使消费者面临着经济和金融活动的挑战。因此，在过去的十年中，财务管理技能在个人和工作生活中的重要性日益提高，并且已经在这一领域进行了研究。在这方面，本研究试图评估金融素养，金融福利和金融关注之间的关系。为此目的，设计了调查表，并使用随机抽样在人群中分发。使用相关检验，基于T分布和回归的独立两样本检验对数据进行分析。结果表明，年龄和教育程度与金融知识和金融福祉呈正相关。已婚人士和男子在财务方面都比较识字。较高的金融素养可以改善财务状况，减少财务担忧。最后，财务状况改善了对财务的关注。

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