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首页> 外文期刊>Revista de Administrao Pública >Green microfinance: the case of the Cresol System in Southern Brazil
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Green microfinance: the case of the Cresol System in Southern Brazil

机译：绿色小额信贷：巴西南部的甲酚系统

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Climate change which until recently seemed a luxury for the microfinance sector, now appears to be crucial for the future of the sector. Due to their low adaptive capacity, the millions of MF clients worldwide happen to be the most vulnerable to a changing climate. Adapting previous analysis conducted in Nepal and Bangladesh by Agrawala and Maëlis (2010) to the Brazilian context, in this inductive qualitative study we aim to assess potential synergies between MF and CC actions and what strategies can be harnessed to better respond to CC vulnerabilities at client/MF level. To do so, we investigated the case of the second largest rural microcredit programme in Brazil, Sistema Cresol de Cooperativas de Crédito Rural com Interação Solidária. Albeit important overlaps between Cresol's product envelope and CC strategies exist, there is still room to realise synergies to both mitigate a new potential source of risk to Cresol's portfolio and to increase clients' adaptive capacity.
机译：直到最近为止，对于小额信贷部门而言，气候变化似乎仍是一种奢侈，但现在看来对该部门的未来至关重要。由于适应能力低，全球数百万MF客户最容易受到气候变化的影响。根据Agrawala和Maëlis（2010）在尼泊尔和孟加拉国进行的先前分析来适应巴西的情况，在此归纳性定性研究中，我们旨在评估MF和CC行动之间的潜在协同作用，以及可以利用哪些策略更好地应对客户的CC漏洞/ MF级别。为此，我们调查了巴西第二大农村小额信贷计划Sistema Cresol de Cooperativas deCréditoRural comInteraçãoSolidária。尽管在Cresol的产品范围和CC战略之间存在重要的重叠部分，但仍然存在实现协同增效的空间，既可以减轻Cresol产品组合的新的潜在风险来源，又可以提高客户的适应能力。

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