...
  • 主题
高级搜索  >
历史搜索 清空历史
首页> 外文期刊>Journal of Finance and Accounting >Determinants of Commercial Banks Deposit Growth Evidence from Ethiopian Commercial Banks
【24h】

Determinants of Commercial Banks Deposit Growth Evidence from Ethiopian Commercial Banks

机译：商业银行的决定因素存入埃塞俄比亚商业银行的增长证据

获取原文
           
页面导航
  • 摘要
  • 著录项
  • 相似文献
  • 相关主题

摘要

The purpose of this research is to examine major causes of deposit growth in commercial banks in Ethiopia with explicit inference on industry specific and Macro-Economic variables. The research used secondary data from 2010-2019. Macro-economic factors selected under this study consist of age dependency ratio, unemployment rate, population growth, broad money supply, and Inflation. While bank-specific variables included are branch expansion and bank size. Since the study employed panel data in line with the nature and data of the study ordinary least square method estimation were used subsequently after the necessary diagnostic tests and Hausman test performed to determine the appropriateness of fixed effect. The result of the study indicate branch macroeconomic factors such as bank size, broad money supply, and inflation significant positive effect on deposit growth of commercial banks. Contrarily, Age dependency ratio and population growth have a statistically significant negative effect on deposit growth. The unemployment rate, on the other hand, has been found to have a positive but statistically insignificant relationship. The bank-specific factors indicate the branch expansion has a positive significant association while Bank size has a positive but insignificant relationship with deposit growth of commercial banks. Finally, the study suggests there should be a stable macroeconomic environment that reduces the effect of inflation, money supply, population growth, and from a bank-specific perspective aggressive branch expansion is essential for the growth of deposits in commercial banks in Ethiopia.
机译：本研究的目的是研究埃塞俄比亚商业银行存款增长的主要原因，并明确推论行业特定和宏观经济变量。该研究使用了2010-2019的二级数据。本研究中选择的宏观经济因素由年龄依赖率，失业率，人口增长，广泛货币供应和通货膨胀组成。虽然包括银行的变量包括分支扩展和银行尺寸。由于该研究根据研究所采用的面板数据，因此在进行必要的诊断试验和血统测试以确定固定效应的适当性后，随后使用普通的研究性和数据的性质和数据。研究结果表明，银行规模，广泛货币供应和通货膨胀的分支宏观经济因素对商业银行存款增长的显着积极影响。相反，年龄依赖率和人口增长对沉积增长具有统计学上显着的负面影响。另一方面，失业率已被发现具有积极但统计学上的关系。本行特定因素表明，分支机构扩张具有积极的重要协会，而银行规模与商业银行存款增长具有积极但微不足道的关系。最后，该研究表明应该有一个稳定的宏观经济环境，可降低通货膨胀，货币供应，人口增长的影响，以及从银行专利的角度攻击性分支扩张对于埃塞俄比亚商业银行的存款增长至关重要。

著录项

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱：kefu@zhangqiaokeyan.com

京公网安备：11010802029741号 ICP备案号：京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有

  • 客服微信

  • 服务号