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Sir - The relationship between small businesses and their banks has deteriorated over the past year, with banks raising the cost of finance and firms being denied new credit. As you pointed out, the European policy of a credit mediator, an independent go-between for banks and their business customers, can be very effective in rebuilding that broken bond ("Humble but nimble", May 23rd). A survey by the Federation of Small Businesses of its members found that 72% thought a corporate mediator would help them access finance; 86% said that credit decisions should be taken at a local level, in conversation with a bank's branch manager who understands small businesses. Since the start of the year we have been calling for a mediator in Britain, but have yet to see such a policy put in place. The British government should follow its European neighbours and take a harder line with the banks.

机译：主席先生-在过去的一年中，小企业与其银行之间的关系恶化了，银行提高了融资成本，而企业被剥夺了新的信贷。正如您所指出的那样，信贷调解人的欧洲政策是银行与其商业客户之间的独立中介，可以非常有效地重建这种断断续续的债券（“谦虚但敏捷”，5月23日）。小型企业联合会对其成员进行的一项调查发现，有72％的人认为公司调解员会帮助他们获得融资； 86％的人表示，应与了解小型企业的银行分支机构经理对话，在地方一级做出信贷决策。自今年年初以来，我们一直在英国呼吁调解员，但尚未见到这样的政策。英国政府应跟随其欧洲邻国，对银行采取强硬立场。

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《The economist》 |2009年第8634期|16-17|共2页
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1. Letter-Sound Knowledge: Exploring Gender Differences in Children When They Start School Regarding Knowledge of Large Letters, Small Letters, Sound Large Letters, and Sound Small Letters [J] . Hermundur Sigmundsson, Adrian D. Eriksen, Greta Storm Oftel, Frontiers in Psychology . 2017,第4期

机译：字母有声的知识：在孩子上学时探索他们关于大字母，小字母，大声字母和小声字母的性别差异
2. Presence and viability of Ceratocystis lukuohia in ambrosia beetle frass from Rapid Modified Letter Turned CommaOhiModified Letter Turned Commaa Death-affected Metrosideros polymorpha trees on HawaiModified Letter Turned Commai Island [J] . Roy Kylle, Ewing Curtis P., Hughes Marc A., Forest Pathology . 2019,第1期

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3. Invited Response Letter to the Letter "Our Experience Regarding the Association between Gastrointestinal Stromal Tumor and Bariatric Surgery. A Response to a Letter "Gastrointestinal Stromal Tumor After Laparoscopic Sleeve Gastrectomy: Be Awake Before, During, and After a Bariatric Procedure" [J] . Bilecik Tuna, Karateke Faruk Obesity surgery . 2019,第2期

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5. Women writing letters/writing letters as women: Eighteenth-century representations of female epistolarity [D] . Magermans, Andrea L. 2009

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6. Letter-Sound Knowledge: Exploring Gender Differences in Children When They Start School Regarding Knowledge of Large Letters Small Letters Sound Large Letters and Sound Small Letters [O] . Hermundur Sigmundsson, Adrian D. Eriksen, Greta Storm Ofteland, -1

机译：字母有声的知识：在孩子上学时探索他们关于大字母小字母大声字母和小声字母的性别差异
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8. Initial Submission: Letter from Dupont Chem to USEPA Regarding a Letter about Acute Oral and Dermal Toxicity of Allyl Alcohol Vapors with Cover Letter Dated 10/15/1992 [R] . 1992

机译：初次提交：杜邦化学公司向美国环保局发出的关于烯丙醇蒸气急性口服和皮肤毒性的信函，封面信函日期为10/15/1 1992

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