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The Economics Of Mobile Payments: Understanding Stakeholder Issues For An Emerging Financial Technology Application

机译:移动支付的经济学:了解新兴金融技术应用中的利益相关者问题

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摘要

Economic theory provides a unique vantage point from which to examine issues with respect to emerging technologies,where standards and adoption,business process changes and implementation outcomes,information security,investments and business value,and industry impact require care and consideration on the part of senior management strategists and financial services leaders.In this article,we examine a new technology application which is coming into its own around the world,in association with the revolution in wireless connectivity: mobile payments.Although there arc likely to be nuances and surprises with this technology application,we caution the reader to recognize that many of the same economic forces will be at work as were with other financial services and related technology applications in the past.We apply a robust evaluative framework that permits identification of the relevant stakeholders and applicable theory in the analysis of consumer,firm,business process,market,industrial and social issues.Our findings are intended to guide senior managers in dealing with the economic aspects of mobile payments,and to help identify some important directions for the research.
机译:经济理论提供了一个独特的视角,从中可以审查与新兴技术有关的问题,其中标准和采用,业务流程变更和实施结果,信息安全,投资和业务价值以及行业影响都需要高级管理层的关注和考虑。管理策略师和金融服务领导者。在本文中,我们结合无线连接的革命:移动支付,研究了一种在全球范围内正在应用的新技术应用。尽管如此,这可能会有细微差别和令人惊讶技术应用,请读者注意,过去与许多其他金融服务和相关技术应用一样,许多经济力量将发挥作用。我们采用了一个强大的评估框架,可以识别相关的利益相关者和适用的理论在分析消费者,企业,业务流程,市场,工业我们的发现旨在指导高级管理人员处理移动支付的经济方面,并帮助确定一些重要的研究方向。

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