首页> 外文期刊>Emerging markets review >The effects of bank regulations, competition, and financial reforms on banks' performance
【24h】

The effects of bank regulations, competition, and financial reforms on banks' performance

机译:银行法规,竞争和金融改革对银行绩效的影响

获取原文
获取原文并翻译 | 示例
           

摘要

In this paper, we examine the influence of bank regulation, concentration, and financial and institutional development on commercial bank margins and profitability across a broad selection of Middle East and North Africa (MENA) countries. The empirical results suggest that bank-specific characteristics, in particular bank capitalization and credit risk, have a positive and significant impact on banks' net interest margin, cost efficiency, and profitability. Also we find that macroeconomic and financial development indicators have no significant impact on net interest margins, except for inflation. Regulatory and institutional variables seem to have an impact on bank performance.
机译:在本文中,我们研究了广泛的中东和北非(MENA)国家中银行监管,集中度以及金融和机构发展对商业银行利润率和盈利能力的影响。实证结果表明,特定于银行的特征,特别是银行的资本总额和信用风险,对银行的净息差,成本效率和盈利能力具有积极而显着的影响。我们还发现,宏观经济和金融发展指标对净息差没有重大影响,除了通货膨胀。监管和制度变量似乎对银行的业绩产生影响。

著录项

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱:kefu@zhangqiaokeyan.com

京公网安备:11010802029741号 ICP备案号:京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有
  • 客服微信

  • 服务号