首页> 外文期刊>Human Resources 21 >You can make other flexible spending plans work with HSAs
【24h】

You can make other flexible spending plans work with HSAs

机译:您可以使其他灵活的支出计划与HSA一起使用

获取原文
获取原文并翻译 | 示例
           

摘要

If you're thinking of adding HSAs to your menu of health options for employees, you'll want to steer them around some potential conflicts. Offering an HSA (Health Savings Account) along with other flexible spending plans - like an HRA and/or an HFSA - can make workers ineligible for the HSA if you don't do it right. They could get slammed with tax penalties. Remember, HSAs must be used with a High Deductible Health Plan (HDHP) whose deductible is $1,050 for an individual and $2,100 for a family. The problem is that the IRS won't let workers with HSAs use HRAs (Health Reimbursement Arrangements) or HFSAs (Health Flexible Spending Arrangements) to pay their HDHP medical deductible. (See IRS Notice 2005-86 for more info.) The point is to limit the purpose of flexible spending arrangements other than the HSA. Write your HFSA and HRA plans so that they kick in initially only for separate preventive care, dental and vision benefits, not for medical. (Employees can still use their HSAs for these purposes, too.)
机译:如果您打算在员工的健康选项菜单中添加HSA,则需要引导他们解决一些潜在的冲突。提供HSA(健康储蓄帐户)以及其他灵活的支出计划(例如HRA和/或HFSA),如果您做得不好,可能会使工人没有资格获得HSA。他们可能会受到税收处罚。请记住,HSA必须与高免赔额健康计划(HDHP)配合使用,个人的免赔额为1,050美元,家庭的免赔额为2,100美元。问题在于,美国国税局不允许具有HSA的工人使用HRA(健康报销安排)或HFSA(健康弹性支出安排)来支付其HDHP医疗免赔额。 (有关更多信息,请参阅美国国税局(IRS)公告2005-86。)重点是限制除HSA之外的灵活支出安排的目的。写下您的HFSA和HRA计划,以便它们最初仅用于单独的预防保健,牙科和视力保健,而不用于医疗。 (员工仍然可以将其HSA用于这些目的。)

著录项

  • 来源
    《Human Resources 21》 |2006年第10期|p.5|共1页
  • 作者

  • 作者单位
  • 收录信息
  • 原文格式 PDF
  • 正文语种 eng
  • 中图分类 企业经济;
  • 关键词

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱:kefu@zhangqiaokeyan.com

京公网安备:11010802029741号 ICP备案号:京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有
  • 客服微信

  • 服务号