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3924a Social Security Benefits And Disabilities

机译：3924a社会保障福利和残障

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After a five-month waiting period, a worker who becomes disabled can get disability benefits. These benefits are figured in much the same way that old-age benefits are figured, and benefits are also payable to the worker's dependents. However, for the younger disabled worker there is a special limit on family benefits (see 3925).rnOnce a worker is found to have a period of disability, his or her wage record is protected by excluding the period of disability.rnIn order to be considered disabling, the disability must be severe enough to prevent the worker from doing substantial gainful work, and must last or be expected to last for at least 12 months or to result in death. Except for those who are statutorily blind, employee earnings above $980 per month in 2009 ($940 in 2008), excluding impairment-related work expenses, are considered evidence of an ability to perform substantial work. A higher amount applies to those who are blind: $1,640 ($1,570 in 2008). The self-employed are evaluated under other criteria.rnThe worker must have enough quarters of coverage so that he or she would have been considered "fully insured" if the worker had attained retirement age, and at least 20 quarters of those quarters of coverage must have been earned in the 40-quarter period ending with the quarter in which disability began.
机译：经过五个月的等待期后，残疾的工人可以获得残疾津贴。这些福利的计算方式与老年福利的计算方式几乎相同，并且还应向工人的家属支付福利。但是，对于年轻的残疾工人，家庭福利有一个特殊的限制（请参阅3925）。rn一旦发现某个工人有一段时间的残疾，他或她的工资记录将被排除在残疾期间之外。rn被认为有残疾的残疾必须严重到足以阻止工人从事实质性的有酬工作，并且必须持续或预期持续至少12个月或导致死亡。除法定盲人外，2009年员工每月收入高于980美元（2008年为940美元），不包括与减值相关的工作费用，被视为具有从事大量工作的能力的证据。盲人的收入更高：1,640美元（2008年为1,570美元）。对自雇人士的评估还遵循其他标准。工人必须有足够的保障范围，以便如果该工人已经达到退休年龄，则将被视为“完全保险”，并且至少必须有四分之一的保障范围在残疾开始的那个季度结束的40个季度中获得了收入。

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    《Human resources management》 |2009年第327期|227-228|共2页
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