Banking Sector: A Big Future for Consumer Services

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Banking Sector: A Big Future for Consumer Services

机译：银行业：消费者服务的大未来

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Commercial bankers get very excited about a financial indicator called net interest margin. That's the difference between the rate banks pay customers on deposits and what they charge borrowers of loans. In most of I Asia, that difference is about 3.25 percent. But in Pakistan, it's more than double that: 7.7 percent. For the investor wondering why Pakistan banks have performed so well in the last four years, net interest margin is a good place to start.

机译：商业银行家对称为净利息收益率的财务指标感到非常兴奋。那就是银行向客户支付的存款利率与他们向借款人收取的利率之间的差异。在亚洲大部分地区，这种差异约为3.25％。但在巴基斯坦，这一数字增长了两倍多：7.7％。对于想知道为什么巴基斯坦银行在过去四年中表现如此出色的投资者而言，净息差是一个很好的起点。

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《Institutional investor》 |2007年第10期|p.A14A16|共2页
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1. Technology adoption: A conjoint analysis of consumers' preference on future online banking services [J] . Dauda Samson Yusuf, Lee Jongsu Information Systems . 2015,第octaanova期

机译：技术采用：消费者对未来在线银行服务偏好的联合分析
2. Banking "on-the-go": examining consumers' adoption of mobile banking services [J] . Tingting Zhang, Can Lu, Murat Kizildag International journal of quality and service sciences . 2018,第3期

机译：银行“移动中”：检查消费者对移动银行服务的采用
3. Information Technology Role in Reducing E-Banking Services Risk in Jordanian Banking Sector [J] . Badi S. AL-Rawashdeh, Aymen M. Abu-Errub, Ahmad Y. Areiqat, Journal of computer sciences . 2012,第3期

机译：信息技术在降低约旦银行业电子银行服务风险中的作用
4. E-banking services as a compettitive edge in Pakistan banking sector: Recent adopters prospective [C] . Aisha Rauf, Sundas Rauf, Rashid Mehmood, 2018 International Conference on Information Management and Processing . 2018

机译：电子银行服务是巴基斯坦银行业的竞争优势：新近采用者前景广阔
5. The impact of organizational learning on job satisfaction in the federal sector and private sector financial services industry - finance, banking, insurance, securities, and the stock market. [D] . Masahudu, Osman. 2014

机译：组织学习对联邦部门和私营部门金融服务行业（金融，银行，保险，证券和股票市场）的工作满意度的影响。
6. Banking for health: opportunities in cooperation between banking and health applying innovation from other sectors [O] . Ilona Kickbusch, Rüdiger Krech, Christian Franz, 2018

机译：卫生银行：应用其他部门的创新实现银行与卫生合作的机会
7. This study aims at examining the effects of electronic banking on banks profitability in Jordan. How banking sector finds itself before a new fact imposed by technology revolution and digits to change their work mechanisms from traditional means to electronic means and the challenges banks face as a result. Furthermore, this study investigates the reasons behinds providing electronic banking services through internet, their impact on banking services in general and banks profitability in particular. Risks and challenges involved are discussed Results and recommendations are included. Results revealed that electronic banking service has a negative effect on banks profitability on the short term. The importance of this study and the factors that make it unique is that, it discusses solely the topic of the effects of electronic banking on banks profitability, while most of other studies discuss the topic in general term. The findings of the study are the impact of electronic banking on banks profitability will be feature of the short run due to the capital investment by the banks on infrastructure and training but will be positive on the long run. [O] . Ahmad Z. Siam 2006

机译：这项研究旨在研究电子银行业务对约旦银行盈利能力的影响。在技术革命和数字技术将新的工作机制从传统手段转变为电子手段以及银行面临的挑战之前，银行业如何发现自己。此外，本研究调查了通过互联网提供电子银行服务背后的原因，它们对总体银行服务的影响，尤其是对银行盈利能力的影响。讨论了涉及的风险和挑战包括结果和建议。结果显示，电子银行服务在短期内对银行的盈利能力有负面影响。这项研究及其独特性的重要性在于，它仅讨论电子银行业务对银行盈利能力的影响这一主题，而其他大多数研究则从总体上讨论该主题。该研究的结果是，由于银行对基础设施和培训的资本投资，电子银行对银行盈利能力的影响将是短期的特征，但从长远来看将是积极的。

Banking Sector: A Big Future for Consumer Services

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