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首页> 外文期刊>Journal of health economics >The effect of health insurance on workers' compensation filing: Evidence from the affordable care act's age-based threshold for dependent coverage
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The effect of health insurance on workers' compensation filing: Evidence from the affordable care act's age-based threshold for dependent coverage

机译：健康保险对工人赔偿申请的影响：可负担医疗法案基于年龄的受抚养人门槛的证据

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摘要

This paper identifies the effect of health insurance on workers' compensation (WC) filing for young adults by implementing a regression discontinuity design using WC medical claims data from Texas. The results suggest health insurance factors into the decision to have WC pay for discretionary care. The implied instrumental variables estimates suggest a ten-percentage-point decrease in health insurance coverage increases WC bills by 15.3 percent. Despite the large impact of health insurance on the number of WC bills, the additional cost to WC at age 26 appears to be small as most of the increase comes from small bills. (C) 2015 Elsevier B.V. All rights reserved.
机译：本文通过使用得克萨斯州的WC医疗索赔数据实施回归不连续性设计，确定了健康保险对年轻人的工人赔偿（WC）归档的影响。结果表明，健康保险是决定是否让WC支付全权医疗费用的决定因素。隐含的工具变量估计值表明，健康保险覆盖率降低了10个百分点，使WC账单增加了15.3％。尽管健康保险对WC账单数量产生了巨大影响，但26岁时WC的额外费用似乎很小，因为大部分增长来自小额账单。 （C）2015 Elsevier B.V.保留所有权利。

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