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The role of retiree health insurance in the early retirement of public sector employees

机译:退休人员健康保险在公共部门雇员的提前退休中的作用

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Most government employees have access to retiree health coverage, which provides them with group health coverage even if they retire before Medicare eligibility. We study the impact of retiree health coverage on the labor supply of public sector workers between the ages of 55 and 64. We find that retiree health coverage raises the probability of stopping full time work by 4.3 percentage points (around 38 percent) over two years among public sector workers aged 55-59, and by 6.7 percentage points (around 26 percent) over two years among public sector workers aged 60-64. In the younger age group, retiree health insurance mostly seems to facilitate transitions to part-time work rather than full retirement. However, in the older age group, it increases the probability of stopping work entirely by 4.3 percentage points (around 22 percent). (C) 2014 Elsevier B.V. All rights reserved.
机译:大多数政府雇员都有退休人员健康保险,即使他们在享受Medicare资格之前退休,也能为他们提供团体健康保险。我们研究了退休人员医疗保险对55至64岁年龄段的公共部门工人的劳动力供应的影响。我们发现,退休人员医疗保险在两年内使全职工作的停止概率提高了4.3个百分点(约38%)。在55-59岁的公共部门工作人员中,两年内在60-64岁的公共部门工作人员中增加了6.7个百分点(约26%)。在较年轻的年龄组中,退休人员健康保险似乎主要促进了过渡到兼职而不是完全退休。但是,在较高年龄组中,完全停止工作的可能性增加了4.3个百分点(约22%)。 (C)2014 Elsevier B.V.保留所有权利。

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