The Potential Role of Insurance Law in Addressing Climate Change-related Risks and Disasters in South Africa

KoIa O.Odeku

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The Potential Role of Insurance Law in Addressing Climate Change-related Risks and Disasters in South Africa

机译：保险法在应对南非与气候变化相关的风险和灾难中的潜在作用

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Global wanning and climate change are now creating new risks and also altering risks we face on a daily basis. The impacts of these are usually on the environment, earth, and atmosphere with devastating effects on movable, immovable, living and non-living things which are all subjects of insurance. It is against this background that this paper examines the potential role of insurance law in addressing these novel weather events-risks and disasters. The paper argues that despite the fact that these risks are not expressly provided for or defined in the core laws regulating insurance law and business in South Africa, significant provisions are in the Long Term Insurance Law, general principles of insurance law and other related statutes to be the legal basis upon which these risks can be regulated and managed. The article offers insightful proposals for inclusions and reforms by engaging in comparative study.

机译：全球衰退和气候变化现在正在创造新的风险，并且也在改变我们每天面临的风险。这些影响通常对环境，地球和大气造成破坏性影响，这些都是动，不动，有生命和无生命的事物，都是保险的对象。在这种背景下，本文研究了保险法在解决这些新颖的天气事件-风险和灾难中的潜在作用。该论文认为，尽管南非监管保险法和业务的核心法律并未明确规定或定义这些风险，但《长期保险法》，保险法的一般原则和其他与之相关的法规中却有大量规定。成为可以管理和管理这些风险的法律依据。本文通过进行比较研究，为包容性和改革性提出了有见地的建议。

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来源
《Journal of Human Ecology》 |2012年第2期|p.103-113|共11页
作者
KoIa O.Odeku;
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作者单位

School of Law, Faculty of Management and Law, University of Limpopo, South Africa;

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正文语种 eng
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关键词
global warming; insurance covers; new risks; causality businesses; mitigation; sustainability;

机译：全球暖化;保险范围;新的风险;因果关系业务;减轻;可持续性;

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The Potential Role of Insurance Law in Addressing Climate Change-related Risks and Disasters in South Africa

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