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首页> 外文期刊>Journal of Population Ageing >The Real Old-Age Dependency Ratio and the Inadequacy of Public Pension Finance in China
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The Real Old-Age Dependency Ratio and the Inadequacy of Public Pension Finance in China

机译：实际的老年抚养比和中国公共养老金的不足

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摘要

The old-age dependency ratio and the inadequacy of public pension finance has been a particular focus in theoretical and practical fields. Our paper suggests that the sole use of demographic data to calculate the simple old-age dependency ratio (SOADR) leads to the neglect of some important social factors and the underestimation of the seriousness of the insufficiency of pension funds. We suggest the use of a real old-age dependency ratio (ROADR) that considers students of working age, unemployment, low-income employees and retirees of working age. We use these factors in our new model, which calculates the dependency ratio and the accumulation of pension funds. The results of our simulation are presented in this paper. Comparisons are made between the general and real old-age dependency ratios to indicate the urgent need to adopt the real old-age dependency ratio in analysing pension finance. This is especially important given the assumption that China will extend the current social insurance pension system to the national state pension system covering all rural and urban employees and residents in the near future. Some policies that could be used to address these problems are also suggested in this paper.
机译：老年抚养比和公共养老金的不足一直是理论和实践领域的重点。我们的论文表明，仅使用人口统计数据来计算简单的老年抚养比（SOADR）会导致对某些重要社会因素的忽视，并低估了养老金不足的严重性。我们建议使用考虑到工作年龄，失业，低收入雇员和工作年龄退休人员的实际老年抚养比率（ROADR）。我们在新模型中使用这些因素，该模型可以计算抚养比和养老基金的积累。本文给出了仿真结果。通过对一般和实际养老金比率进行比较，表明迫切需要在分析养老金财务时采用实际养老金比率。考虑到中国将在不久的将来将当前的社会保险养老金体系扩展到涵盖所有农村和城市雇员以及居民的国家国家养老金体系，这一点尤其重要。本文还提出了一些可用于解决这些问题的策略。

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