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首页> 外文期刊>Plating & Surface Finishing >The Odds You'll Need Long-term Care Are Much Higher Than You Think
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The Odds You'll Need Long-term Care Are Much Higher Than You Think

机译：您需要长期护理的几率比您想象的要高得多

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Studies show that nearly two in every five elderly individuals will require nursing home care at some time later in life. When you consider that the cost of spending a year in a nursing home could run to $60,000 or more ($73,000 in metropolitan areas), and that the average duration of care is about three years, you could face unplanned expenses of at least $180,000 in retirement—expenses not covered under major medical plans or Medicare. The costs of long-term care could easily deplete your entire retirement nest egg ... all you've worked hard to obtain—even your home. It's a risk you can't afford to ignore.
机译：研究表明，每五岁的老年人中就有近二分之一在以后的生活中需要养老院护理。当您考虑在养老院中花费一年的费用可能达到60,000美元或更多（在大都市地区为73,000美元），并且平均护理时间约为三年时，您可能会面临计划外支出至少18万美元的退休金—主要医疗计划或医疗保险未涵盖的费用。长期护理的费用很容易耗尽您的整个退休储备金……您一直在努力获取的一切，甚至包括您的房屋。这是您不能忽视的风险。

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