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EXPERIENCE MODIFICATION RATE: as a Prequalification Criterion for Safety Performance

机译:经验修改率:作为安全性能的预形标准

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摘要

Workers' compensation premiums continue to be a major concern. Thus, employers strive to fully understand the factors that contribute to EMR. Accordingly, this study highlights the knowledge needed to regain control of workers' compensation costs. Stakeholders should realize that workers' compensation aims to cover the expected losses being collected, regardless of whether these losses are related to poor safety performance. Thus, the shared responsibility among involved parties (e.g., safety personnel, human resources personnel, insurance carrier) to maintain a lower EMR should be considered. The study also reveals a significant role for safety personnel and the importance of post-incident management. Several factors contribute to the EMR value that are not related to the overall safety performance, such as firm size in terms of the number of employees, non-work-related incidents, return-to-work policy and the employer's knowledge of EMR calculation. Accordingly, this study bridges the gap of knowledge regarding the factors contributing to EMR value. Firms utilizing EMR as a prequalifier should reconsider this practice unless they adopt the recommendations provided in this study.
机译:工人的赔偿保费继续成为一个主要问题。因此,雇主努力充分了解有助于EMR的因素。因此,本研究强调了重新控制工人补偿成本所需的知识。利益攸关方应意识到工人的赔偿旨在涵盖收集的预期损失,无论这些损失是否与安全性能差有关。因此,应考虑涉及缔约方(例如,安全人员,人力资源人员,保险公司)之间的共同责任,应考虑维持较低的EMR。该研究还对安全人员和事后管理后管理的重要性揭示了重要作用。有几个因素有助于与整体安全性能无关的EMR价值,例如员工人数,非工作相关事件,返回工作政策和雇主对EMR计算知识的规模无关。因此,本研究弥补了关于有助于EMR值的因素的知识的差距。利用EMR作为预Quavier的公司应该重新考虑这种做法,除非他们通过本研究中提供的建议。

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  • 来源
    《Professional safety》 |2020年第7期|31-38|共8页
  • 作者单位

    Architectural Engineering Department at Lawrence Technological University;

    North Carolina Department of Labor;

    Kimmel School of Construction Management at Western Carolina University;

    Construction and Environmental Engineering at North Carolina State University;

    North Carolina Rate Bureau;

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  • 正文语种 eng
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