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首页> 外文期刊>Psychological Injury and Law >Damages for Mental Distress and Bad Faith in Disability Claims
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Damages for Mental Distress and Bad Faith in Disability Claims

机译：伤残索偿中的精神困扰和恶意损害赔偿

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摘要

This article examines recent changes in the law in Canada in relation to the court’s willingness to acknowledge the significance of, and award compensation for, intangible loss arising from breach of contract. When a claim for benefits is wrongly refused in a disability contract, a primary goal of the contract, which is to provide peace of mind, is unrealized. Where this causes mental distress, Canadian courts are now willing to award compensation. Similarly, if an insurer conducts itself in such a manner as to attract a punitive damages award, a consideration in assessing the quantum of the award is the vulnerability of the insured. The evidentiary basis for these claims will often include expert psychological opinion. Various considerations for determining the existence, nature, and scope of the psychological issues relevant to a claim for damages for mental distress and/or punitive damages are covered in this article.
机译：本文探讨了加拿大法律最近的变化，该变化与法院愿意承认因违反合同而产生的无形损失的重要性并就此作出赔偿有关。如果在残疾合同中错误地拒绝了福利索赔，则该合同的主要目的是使人安心。如果这会造成精神困扰，加拿大法院现在愿意赔偿。同样，如果保险人的行为举止能引起惩罚性赔偿，则在评估赔偿额度时要考虑的是被保险人的脆弱性。这些主张的证据基础通常包括专家的心理意见。本文涵盖了确定与精神困扰和/或惩罚性损害赔偿有关的心理问题的存在，性质和范围的各种考虑。

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