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PENSIONS FOR SINGLES AND COUPLES

机译:单身夫妇的养老金

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Retirement policies often seek to set pensions at levels that enable single and married pensioners to have the same standard of living. The existing literature on consumer equivalence scales provides little assistance in reaching this policy objective, as the estimated scales are both imprecise and reliant upon strong and opaque assumptions. This paper proposes an alternative modeling strategy which has low data requirements and involves the use of detailed, but transparent, assumptions about the extent of joint consumption of particular commodities. These assumptions are embedded in an economic model of household consumption and combined with household expenditure data to calculate consumer equivalence scales. It is estimated that, in 2003-04, Australian couples of Age Pension age who owned their own home needed expenditures between 1.32 and 1.60 times that of a single person. These scales were lower than those used in the pension system.
机译:退休政策通常试图将退休金的水平设定为使单身和已婚退休金领取者享有相同的生活水平。现有的有关消费者当量量表的文献为实现这一政策目标提供了很少的帮助,因为估算的量表既不精确也不依赖于强有力和不透明的假设。本文提出了另一种建模策略,该模型具有较低的数据要求,并且涉及对特定商品联合消费的程度的详细但透明的假设。这些假设被嵌入到家庭消费的经济模型中,并与家庭支出数据相结合,以计算出消费者当量表。据估计,在2003-04年间,拥有自己房屋的年龄在澳大利亚的年龄对夫妇需要的支出是单人支出的1.32倍至1.60倍。这些比额度低于养恤金系统中使用的比额度。

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