SOME 40,000,000 AMERICANS-16% of U.S. adults-think they will miss at least one credit card due date this year, according to a WalletHub survey, indicating that cracks in the foundation of consumers' finances are beginning to show under the strain of mounting debt. The average American household already owes a near-record $8,200 to credit card companies, a balance made even more expensive by recent Federal Reserve rate hikes.
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