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A Three-Phase Model of Retirement Decision Making

机译:退休决策的三阶段模型

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The present article organizes prominent theories about retirement decision making around three different types of thinking about retirement: imagining the possibility of retirement, assessing when it is time to let go of long-held jobs, and putting concrete plans for retirement into action at present. It also highlights important directions for future research on retirement decision making, including perceptions of declining person-environment fit, the role of personality traits, occupational norms regarding retirement, broader criteria for assessing older workers' job performance, couples' joint decision making about retirement, the impact of self-funded and self-guided pension plans on retirement decisions, bridge employment before total withdrawal from the work force, and retirement decisions that are neither entirely forced nor voluntary in nature.
机译:本文围绕三种不同的退休思考方式,组织了有关退休决策的重要理论:设想退休的可能性,评估何时应该放手长期任职的工作,以及将具体的退休计划付诸行动。它还强调了有关退休决策的未来研究的重要方向,包括对人与环境的适应度下降的看法,人格特质的作用,有关退休的职业规范,评估老年工人工作表现的更广泛标准,夫妇关于退休的共同决策,自筹资金和自我指导的退休金计划对退休决策的影响,在完全撤离劳动力之前弥合就业以及本质上既不是完全强迫也不是自愿的退休决策。

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