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首页> 外文期刊>The Nigerian agricultural journal >DISCRIMINANT ANALYSIS OF LIVESTOCK FARMERS CREDIT WORTHINESS POTENTIALS UNDER RURAL BANKING SCHEME IN ABIA STATE, NIGERIA
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DISCRIMINANT ANALYSIS OF LIVESTOCK FARMERS CREDIT WORTHINESS POTENTIALS UNDER RURAL BANKING SCHEME IN ABIA STATE, NIGERIA

机译：尼日利亚阿比亚州农村银行业计划下畜牧业农民信用增级潜力的判别分析

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摘要

The study was designed to analyse the Livestock rural credit worthiness potentials under rural banking scheme in Abia State. Data were collected from 62 Livestock rural credit beneficiaries. The data were analysed using the Discriminant function model. The differences between the credit worthy and non-credit worthy Livestock farmers were examined using their socio-economic characteristics. The result shows that farm income, value of assets, loan amount and total expenditure were the most valuable variables in determining Livestock farmers' credit worthiness potentials in the area. The classification performance of the model was 95.16% which is very adequate when compared with previous studies. Financial institutions in Abia State are strongly urgedto pay strict attention to the above socio-economics variables of intending credit applicants in order to minimize default.
机译：该研究旨在分析阿比亚州农村银行计划下的畜牧业农村信用价值潜力。数据来自62家畜牧业农村信用受益人。使用判别函数模型分析数据。利用他们的社会经济特征研究了值得信用和不值得信用的畜牧业者之间的差异。结果表明，农场收入，资产价值，贷款额和总支出是确定该地区畜牧农民信用潜力的最有价值变量。该模型的分类性能为95.16％，与以前的研究相比非常合适。强烈敦促阿比亚州的金融机构严格注意有意信贷申请人的上述社会经济变量，以最大程度地减少违约。

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