Global climate change: why U.S. insurers care

FRANKLIN W. NUTTER

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Global climate change: why U.S. insurers care

机译：全球气候变化：美国保险公司为何如此关心

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The number of natural catastrophes in this decade is four times greater than in the 1960s; economic losses are eight times greater; and insured losses are 15 times greater. The insurance industry's financial interest is inter-dependent with climate and weather. Natural events drive the demand for insurance coverage and can threaten the viability of an insurer if it is over-exposed in high risk areas. Early in the 1990s, the industry began to recognize that historical data were potentially misleading with respect to future natural catastrophe exposure. The U.S. insurance industry is pursuing a variety of new approaches including: the use of catastrophe computer models to integrate the natural knowledge about extreme events taken from the sciences into the actuarial sciences. The evaluation of building codes and building code enforcement in every community in the country enhanced its support for hazard mitigation.

机译：在这十年中，自然灾害的数量是1960年代的四倍。经济损失大八倍;保险损失要大15倍。保险业的财务利益与气候和天气息息相关。自然事件推动了对保险业务的需求，如果保险公司在高风险地区过度暴露，就会威胁到保险公司的生存能力。在1990年代初期，该行业开始认识到历史数据可能对未来的自然灾害造成误导。美国保险业正在寻求各种新方法，包括：使用巨灾计算机模型将有关极端事件的自然知识从自然科学整合到精算科学中。该国每个社区对建筑规范的评估和建筑规范的实施，都增强了其对减轻危害的支持。

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《Climatic Change》 |1999年第1期|共5页
作者
FRANKLIN W. NUTTER;
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原文格式 PDF
正文语种 eng
中图分类气候学;
关键词
climate change; natural catastrophes; hazard mitigation;

机译：气候变化;自然灾害;减轻危害;

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专利

1. Global climate change: why U.S. insurers care [J] . FRANKLIN W. NUTTER Climatic Change . 1999,第1期

机译：全球气候变化：美国保险公司为何如此关心
2. Ceres Says U.S. Insurers Unprepared For Risks Posed by Climate Change [J] . Avery Fellow Environment reporter . 2011,第35期

机译：谷神星说美国保险公司没有为应对气候变化带来的风险做好准备
3. International Energy Agency Projected China Will Overtake U.S. in Energy Demand by 2025, Urged World Leaders to Address Climate Change Seriously; Rise in U.S. Shale Gas Portends Greater Role of Gas as Short-Term Solution in Global Climate Adjustment Effort [J] . Foster Natural Gas Report Group Foster Natural Gas Report . 2009,第2771期

机译：国际能源署预测，到2025年，中国的能源需求将超过美国，敦促世界各国领导人认真应对气候变化。美国页岩气的崛起预示着天然气作为全球气候调节努力中的短期解决方案将发挥更大的作用
4. U.S. And Global In Situ Datasets For The Analysis Of Climate Variability And Change [C] . Jay H. Lawrimore, Byron E. Gleason, Claude N. Williams, American Meteorological Society annual meeting . 2010

机译：美国和全球原位数据集，用于气候变化和变化分析
5. What's so local about global climate change? Testing social theories of environmental degradation to quantify the demographic, economic, and governmental factors associated with energy consumption and carbon dioxide emissions in U.S. metropolitan areas and counties. [D] . Tribbia, John Luke. 2012

机译：全球气候变化到底有什么地方？测试环境退化的社会理论，以量化与美国大都市区和县的能源消耗和二氧化碳排放量相关的人口，经济和政府因素。
6. Changing the Climate of Respiratory Clinical Practice. Insights from the 2016 Climate and Health Assessment of the U.S. Global Change Research Program [O] . John M. Balbus, Kimberly G. Thigpen Tart, Caroline H. Dilworth, -1

机译：改变呼吸临床实践的气氛。美国全球变化研究计划2016年气候与健康评估的见解
7. The potential consequences of climate variability and change on coastal areas and marine resources: report of the Coastal Areas and Marine Resources Sector Team, U.S. National Assessment of the Potential Consequences of Climate Variability and Change, U.S. Global Change Research Program [O] . 2000

机译：气候多变性和变化对沿海地区和海洋资源的潜在后果：沿海地区和海洋资源部门小组的报告，《美国国家气候变化与变化潜在后果的国家评估》，美国全球变化研究计划

Global climate change: why U.S. insurers care

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