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首页> 外文期刊>Social science and medicine >Willingness to pay for health insurance: an analysis of the potential market for new low-cost health insurance products in Namibia.
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Willingness to pay for health insurance: an analysis of the potential market for new low-cost health insurance products in Namibia.

机译：愿意支付健康保险：纳米比亚新低成本健康保险产品潜在市场分析。

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摘要

This study analyzes the willingness to pay for health insurance and hence the potential market for new low-cost health insurance product in Namibia, using the double bounded contingent valuation (DBCV) method. The findings suggest that 87 percent of the uninsured respondents are willing to join the proposed health insurance scheme and on average are willing to insure 3.2 individuals (around 90 percent of the average family size). On average respondents are willing to pay NAD 48 per capita per month and respondents in the poorest income quintile are willing to pay up to 11.4 percent of their income. This implies that private voluntary health insurance schemes, in addition to the potential for protecting the poor against the negative financial shock of illness, may be able to serve as a reliable income flow for health care providers in this setting.
机译：本研究分析了支付健康保险支付的意愿，从而使用双界差价估价（DBCV）方法，纳米比亚新的低成本健康保险产品潜在市场。 调查结果表明，87％的无保险的受访者愿意加入拟议的健康保险计划，平均愿意确保3.2个人（均为普通家庭规模的90％）。 在平均受访者上，愿意每月每月支付NAD 48，最贫穷的收入中的受访者愿意支付高达11.4％的收入。 这意味着私人自愿健康保险计划除了保护穷人免受疾病的负面经济冲击的可能性外，还可以作为本环境中医疗保健提供者的可靠收入流。

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