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首页> 外文期刊>Advanced Science Letters >FINTECH: FinTech Entrepreneurs versus Banks in Indonesia
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FINTECH: FinTech Entrepreneurs versus Banks in Indonesia

机译：Fintech：Fintech Entrepreneurs与印度尼西亚的银行

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摘要

A phenomenon of FinTech has been in Indonesia since early of 1990s, but in the last 3 years, has grown up tremendously, but the players are different. This paper will discuss about the phenomena and study the actions taken by the banks and also the businesses built by the start-up companyin FinTech sectors. Many articles discuss about FinTech has been widely spread, however, in Indonesia, no articles discuss on FinTech Start-up and response from Banks. FinTech phenomena has been widely accepted by Indonesian, and users comes from all generation. But the risk created by FinTechconsiders as medium to high rank, which make Indonesia Financial Services Authority (OJK) issued regulation number 77/POJK.01/2016 on Information Technology-Based Lending Services (LPMUBTI). Therefore, this paper studied the phenomena on FinTech usage, regulation, and problems, and expectto make have the right problem and expectation of Indonesian. Primary data will come from major Entrepreneur FinTech start-ups and users.
机译：自20世纪90年代初以来，金融技术现象已在印度尼西亚，但在过去的3年里，已经大幅发展，但球员不同。本文将讨论该现象，并研究银行所采取的行动，以及启动公司金融化部门建造的业务。许多文章讨论了Fintech已被广泛传播，但是，在印度尼西亚没有关于Fintech启动和银行的回应的文章。金融技术现象已被印尼广泛接受，用户来自所有一代人。但是，Fintechconsiders作为中等至高等级的风险，使印度尼西亚金融服务管理局（OJK）发布关于基于信息技术的贷款服务（LPMubti）的条例77 / POJK.01 / 2016。因此，本文研究了金融气使用，监管和问题的现象，并希望对印度尼西亚进行正确的问题和期望。主要数据将来自主要的企业家FinteCher启动和用户。

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