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首页> 外文期刊>Agricultural Economics Research Review >Farmers' Willingness to Pay for Index Based Crop Insurance in Pakistan: A Case Study on Food and Cash Crops of Rain-fed Areas
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Farmers' Willingness to Pay for Index Based Crop Insurance in Pakistan: A Case Study on Food and Cash Crops of Rain-fed Areas

机译：巴基斯坦农民支付指数作物保险的意愿：以雨育地区的粮食和经济作物为例

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摘要

In Pakistan, agriculture is vulnerable to multiple risks, especially in the rain-fed areas. The crop insurance can serve as a useful tool to manage risks in the rain-fed areas of Pakistan. This study has assessed farmers' willingness to pay for insurance in the rain-fed areas of Pakistan by conducting a survey of 531 farmers in the Soon valley and Talagang areas of Pakistan. The farmers' willingness to pay for the index based crop insurance has been studied by employing the different econometric models. It has been found that these rain-fed areas consider indexed based insurance to be an important risk management strategy. The empirical results have indicated that farmers' economic status, household assets and membership of community organization are the important determinants of their willingness to pay a higher insurance premium. The propensity score matching results have revealed that farmers were satisfied with index based insurance and were also willing to increase the area under food as wellas cash crops. This study has suggested that to make agricultural insurance scheme more successful, the government should provide subsidy which will help in increasing the area under food and cash crops and shall ensure food security in the region.
机译：在巴基斯坦，农业容易受到多重风险的影响，尤其是在雨育地区。作物保险可以作为管理巴基斯坦雨育地区风险的有用工具。这项研究通过对巴基斯坦很快谷和塔拉岗地区的531名农民进行调查，评估了农民在巴基斯坦雨养地区支付保险的意愿。通过采用不同的计量经济学模型，研究了农民支付基于指数的作物保险的意愿。已经发现，这些雨育地区认为基于指数的保险是重要的风险管理策略。实证结果表明，农民的经济状况，家庭资产和社区组织的成员资格是他们愿意支付更高保险费的重要决定因素。倾向得分匹配结果表明，农民对基于指数的保险感到满意，并且愿意增加粮食和经济作物的种植面积。这项研究表明，为使​​农业保险计划更加成功，政府应提供补贴，这将有助于增加粮食和经济作物的种植面积，并确保该地区的粮食安全。

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