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首页> 外文期刊>Journal of anxiety disorders >Variation in out of pocket health care costs for individuals with anxiety disorders by type of insurance coverage
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Variation in out of pocket health care costs for individuals with anxiety disorders by type of insurance coverage

机译：通过保险范围的焦虑症的个体出于焦虑症的口袋保健费用的变化

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PurposeGiven that out-of-pocket (OOP) costs impact adherence to treatment and recent and proposed changes to the health insurance system that impact OOP costs, it is imperative to understand the OOP cost burden faced by individuals with anxiety disorders depending upon type of insurance coverage. The objective of this study was to determine the annual OOP cost burden faced by individuals with anxiety disorders and the variation of these costs by type of insurance coverage. MethodsUsing weighted nationally representative data from the 2011–2014 Medical Expenditure Panel Surveys, total OOP health care costs were assessed for all respondents who indicated that they had an anxiety disorder (N?=?9985). Total OOP health care costs were also calculated separately by type of insurance. ResultsAverage annual OOP costs among individuals with anxiety was $1152. The highest OOP cost were incurred by individuals with private fee-for-service (FFS) insurance ($1356/year, 4.1% of annual income), while individuals enrolled in HMOs with dual Medicare/Medicaid had the lowest OOP cost ($129/year, 6.8% of annual income). Individuals without insurance had high OOP cost burden ($1309/year, 12.5% of annual income). ConclusionIndividuals with anxiety disorders have a wide range of OOP cost depending upon their insurance coverage. Those with anxiety should carefully consider their choice of insurance coverage if interested in minimizing OOP costs.
机译：目的是，口袋（OOP）成本依赖于治疗和近期和建议的健康保险制度的变更影响OOP成本，因此必须根据保险类型了解焦虑症的OOP成本负担所面临的oop成本负担覆盖范围。本研究的目的是确定个体面对焦虑症的年度OOP成本负担以及通过保险范围的这些成本的变化。 MethaulesSing 2011-2014医疗支出小组调查的加权国家代表性数据，对所有指示它们有焦虑症的所有受访者（N？= 9985），评估了OOP保健费用。 OOP保健费用也通过保险类型分​​别计算。结果Average在焦虑的个人中的年度OOP成本为1152美元。拥有私人费用（FFS）保险（1356美元，4.1％，年收入的4.1％）产生的最高OOP成本，而使用双医疗保险/医疗补助的HMOS的个人具有最低的OOP成本（129美元/年，年收入的6.8％）。没有保险的个人高oop成本负担（1309美元/年，年收入的12.5％）。结论具有焦虑症的单独患者，根据他们的保险范围提供各种OOP成本。如果有兴趣最小化OOP成本，那么焦虑的人应仔细考虑他们的保险范围。

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