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首页> 外文期刊>Journal of applied social psychology >Is future self-relevance necessary to increase saving for retirement? A replication study
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Is future self-relevance necessary to increase saving for retirement? A replication study

机译：未来的自我相关性是否需要增加退休储蓄？ 复制研究

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摘要

Insufficient saving for retirement is one consequence of excessive discounting of the future but attempts to mitigate it often involve costly or time-intensive personalized interventions. Marques, Mariano, Lima, and Abrams, by contrast, found that using a generic Future Time Perspective questionnaire to increase future "self-relevance" was an effective method to increase money allocation to retirement when the salience of future aging was also higher. Originally conducted in Portugal, the present study aimed to replicate Marques et al's findings in the UK context. In the present study (n = 219), participants were shown a website advertising a financial product. The results support Marques and colleagues' assertion that, alone, a website priming future aging was insufficient to increase retirement savings in a money allocation task. However, in contrast to Marques et al's original findings, we find no evidence that future self-relevance moderates the effect such that priming future aging becomes effective when individuals have higher future self-relevance. Instead, we find that aging primes are ineffective at increasing retirement saving regardless of whether individuals are high or low in future self-relevance. Possible explanations for this discrepancy in findings, including methodological and cultural differences, are explored as well as directions for future research.
机译：退休的不足是过度折扣未来的一种后果，但试图减轻它通常涉及昂贵或时间密集的个性化干预措施。相比之下，Marques，Mariano，Lima和Abrams发现，使用通用的未来时间透视问卷增加未来“自我相关性”是一种有效的方法，可以在未来老龄化的显着性也更高时提高退休的资金分配。本研究最初在葡萄牙进行，旨在在英国背景下复制Marques等人的调查结果。在本研究（n = 219）中，参与者被展示了一个广告金融产品的网站。结果支持Marques及其同事的断言，单独，网站启动未来老龄化不足以提高货币分配任务的退休储蓄。然而，与Marques等人的原始调查结果相比，我们发现没有证据表明未来的自我相关性调节效果，使得当个人未来的自我相关时，引发未来老龄化变得有效。相反，我们发现，无论个人在未来的自相关性中，无论个体是否高或低，都会在提高退休储蓄时无效。在调查结果中对这种差异的可能解释，包括方法论和文化差异，以及未来研究的指示。

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