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>Daily Document Update: HR Compliance Library, 45,979, Few business owners fully understand HSAs, but are eager to learn more - SURVEY RESULTS, (Mar. 21, 2019)
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Daily Document Update: HR Compliance Library, 45,979, Few business owners fully understand HSAs, but are eager to learn more - SURVEY RESULTS, (Mar. 21, 2019)
The majority of business owners (55 percent) consider the cost of health care to be the biggest expense for those in retirement, outpacing housing (24 percent), taxes (12 percent), food (6 percent) and transportation (1 percent), according to new research from the Nationwide Retirement Institute?. Yet, just one in five (20 percent) business owners fully understand important elements of health savings accounts (HSAs), according to the survey of 406 U.S. business owners with 11-500 employees. Among those surveyed, many didn't understand that it's necessary to provide a high-deductible health plan (HDHP) when offering an HSA, that employers can contribute to employee plans and HSA balances carry over year-to-year. These findings demonstrate the misconceptions and barriers that exist in helping employees save for current or future health care expenses.
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