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首页> 外文期刊>Asian journal of poultry science >Determinants of Poultry Farmers' Participation in Livestock Insurance in Southwest Nigeria
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Determinants of Poultry Farmers' Participation in Livestock Insurance in Southwest Nigeria

机译：尼日利亚西南地区家禽农民参与畜牧保险的决定因素

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摘要

Poultry birds are primarily exposed to the risk of death caused by various types of diseases. In many cases, epidemic diseases can cause catastrophic losses from deaths of an entire stock of livestock. In the light of this, this study was designed toexamine the determinants of poultry farmers' participation in livestock insurance in southwest Nigeria. Primary data were obtained with the aid of structured questionnaire from a cross section survey of 403 poultry farmers drawn through multi-stage sampling procedure. Descriptive statistics and logit model was used to analyze data obtained. Majority (81.4%) of the poultry egg farmers were males. Majority (85.6%) were married with an average household size of 5.4±1.7 members. The average age and mean years of experience were 45.5±9.1 and 10.0±5.05 years, respectively. More than half (59.6%) of the poultry farmers were aware of livestock insurance policy while only 11.9% of the poultry farmers insured their poultry farms. Stock size, rearing system, access to extension services and poultry rearing experience were significant variables that influenced the participation of the poultry farmers in livestock insurance policy. It is recommended that effective service delivery by insurance service providerswill ensure continuity of farmers' participation in agricultural insurance. Also, the government should formulate a policy that will make livestock insurance more affordable to poultry farmers and adequate dissemination of knowledge on the benefits of livestock insurance by extension agents is crucial to increase the level of participation of poultry farmers in the use of livestock insurance policy.
机译：家禽主要面临各种疾病引起的死亡风险。在许多情况下，流行病会因整个牲畜死亡而造成灾难性损失。有鉴于此，本研究旨在检查尼日利亚西南部地区禽农参加牲畜保险的决定因素。借助结构化问卷，通过多阶段抽样程序从403个家禽养殖者的横断面调查中获得了原始数据。描述性统计和logit模型用于分析获得的数据。家禽鸡蛋种植者中的绝大多数（81.4％）是男性。绝大多数（85.6％）已婚，平均家庭成员为5.4±1.7。平均年龄和平均工作年限分别为45.5±9.1岁和10.0±5.05岁。超过一半（59.6％）的家禽养殖者了解牲畜保险政策，而只有11.9％的家禽养殖者为其家禽养殖场提供了保险。库存量，饲养系统，获得推广服务的机会以及家禽饲养经验是影响家禽农民参与牲畜保险政策的重要变量。建议保险服务提供者提供有效的服务，以确保农民参加农业保险的连续性。此外，政府应制定政策，使家禽养殖者更容易负担家畜保险，推广代理人充分传播关于家畜保险利益的知识对于提高家禽养殖者参与家畜保险政策的水平至关重要。

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