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Extent, Magnitude and Determinants of Indebtedness Among Farmers in Eastern India: A Survey-Based Study

机译:印度东部农民负债的程度,幅度和决定因素:一项基于调查的研究

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The study examines the extent and magnitude of indebtedness in farm households of rural Bihar in Eastern India, and uses the Tobit model to identify the determinants of indebtedness. Based mainly on primary data from the three agro-climatic zones in Bihar, the study covers 528 farming households in 40 villages across four districts. Credit is one of the critical inputs for agriculture development, but the study finds that the access of poor rural farmers and the weaker sections of society to institutional credit agencies remains to be limited, and that they continue to seek credit from moneylenders and non-institutional agencies, at usurious rates.
机译:该研究调查了印度东部比哈尔邦农村农户的债务规模和程度,并使用Tobit模型确定债务的决定因素。该研究主要基于比哈尔邦三个农业气候区的主要数据,覆盖了四个地区40个村庄的528个农户。信贷是农业发展的关键投入之一,但研究发现,贫穷的农村农民和社会弱势群体获得机构信贷机构的机会仍然有限,他们继续向放债人和非机构寻求信贷。机构,以高利贷率收费。

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