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首页> 外文期刊>International Journal of Rural Management >Impact of Microfinance on Women Empowerment in the Matrilineal Tribal Society of India: An Analysis Using Propensity Score Matching and Difference-in-Difference
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Impact of Microfinance on Women Empowerment in the Matrilineal Tribal Society of India: An Analysis Using Propensity Score Matching and Difference-in-Difference

机译：小额信贷对印度母体部落社会赋予妇女权力的影响：使用倾向得分匹配和差异分析的分析

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摘要

This study is an evaluation of the impact of microfinance on women empowerment conducted upon clients of the matrilineal tribal society of India that exists in its north east region. It covers a period of five years, where in, data is compiled for 300microfinance women clients (experimental group [EG]) and 150 non-microflnance women clients (control group [CG)]). For impact evaluation, Propensity Score Matching (PSM) and Difference-in-Difference (DinD) techniques are applied. PSM ensures a matched sample by balancing the EG and CG on covariates and DinD, the impact of microfinance through economic and sociopolitical outcomes. The study highlights that microfinance has a positive impact on income, expenditure and savings. It led to an improvement inasset structure, increased access to livestock, micro machines, family wealth and family savings, education decision-making, improved mobility, communication skills, voicing of concerns, self confidence, increased political participation to promote gender equality, etc. In addition, microfinance amount and profile of the clients are important components in influencing impact. Overall, microfinance is a potent tool of women empowerment even in matrilineal tribal settings.
机译：这项研究是对印度东北部地区的母系部落社会的客户进行的小额信贷对妇女赋权影响的评估。它涵盖了五年的时间，其中汇总了300位小额信贷女性客户（实验组[EG]）和150位非小额信贷女性客户（对照组[CG]]的数据。对于影响评估，应用倾向得分匹配（PSM）和差异差异（DinD）技术。 PSM通过平衡协变量和DinD上的EG和CG（小额信贷通过经济和社会政治结果的影响）来确保样本匹配。该研究强调，小额信贷对收入，支出和储蓄有积极影响。它导致资产结构的改善，牲畜，微型机器的使用，家庭财富和家庭储蓄的增加，教育决策，流动性，沟通技巧，关注问题的表达，自信心，增加政治参与以促进性别平等等。此外，小额信贷的数量和客户概况是影响影响力的重要组成部分。总体而言，即使在母系部落环境中，小额信贷也是增强妇女权能的有效工具。

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