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Measuring Financial Inclusion of Indian States

机译：衡量印度国家的金融包容性

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摘要

Measurement of financial inclusion is necessary to study the impact of various initiatives by stakeholders and to decide on the future course of action. The various indices developed take into account only banking-related initiatives. Recent focus onfinancial inclusion has also included other financial services like insurance, pension, financial literacy and remittances in its fold. We have taken these into consideration, in addition to banking services, and have developed measures based on the indicators of three dimensions namely demand, supply and infrastructure, as suggested by Ambarkhane, Singh and Venkataramani (2014). This index also takes into account the impact of negative factors, termed as drag factors, on financial inclusion. The indexis developed for 21 major Indian states and ranking is done. The robustness of the index is tested. Comparison with other studies shows that index computed corroborates with them and focuses on poor.
机译：衡量金融普惠性对于研究利益相关者的各种举措的影响并决定未来的行动方针是必要的。制定的各种指数仅考虑与银行相关的计划。最近对金融普惠性的关注还包括其他金融服务，例如保险，养老金，金融知识和汇款。除银行服务外，我们还考虑了这些因素，并根据Ambarkhane，Singh和Venkataramani（2014）提出的需求，供给和基础设施三个维度的指标制定了措施。该指数还考虑了负面因素（称为拖累因素）对金融普惠性的影响。该指数是为印度的21个主要州制定的，并已完成排名。测试了索引的鲁棒性。与其他研究的比较表明，计算得出的指数与他们的观点相符，并关注贫困人口。

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