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首页> 外文期刊>International Journal of Rural Management >Income impact of micro-enterprise finance: an empirical study on government initiatives in rural India.
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Income impact of micro-enterprise finance: an empirical study on government initiatives in rural India.

机译：微型企业融资的收入影响：对印度农村政府举措的实证研究。

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This paper assesses the distributional implications of the world's largest-ever government operated micro-finance programme and examines the suitability of the Self Help Group (SHG)-micro-enterprise framework towards effective income generation and poverty alleviation. The statistical analysis indicates that while internal savings and group corpus have a positive and significant effect on the income growth of beneficiaries, bank credit does not have any such impact. The results also highlight that the socially and economically forward regions are more likely to benefit from this programme. This has policy implications towards effective governance of government operated micro-finance initiatives in developing nations.Digital Object Identifier http://dx.doi.org/10.1177/0973005212459824
机译：本文评估了世界上最大的政府运营的小额信贷计划的分配影响，并研究了自助小组（SHG）-微型企业框架对有效创收和扶贫的适用性。统计分析表明，尽管内部储蓄和集团资产对受益人的收入增长产生积极而显着的影响，但银行信贷却没有任何这种影响。结果还强调，社会和经济发达地区更有可能从该计划中受益。这对发展中国家政府管理的小额信贷计划的有效治理具有政策影响。数字对象标识符http://dx.doi.org/10.1177/0973005212459824

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