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Mortgage Financing: Additional Action Needed to Manage Risks of FHA-Insured Loans with Down Payment Assistance

机译：抵押融资：通过预付款协助管理Fha保险贷款风险所需的额外行动

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The Federal Housing Administration (FHA) permits borrowers to obtain down payment assistance from third parties; but, research has raised concerns about the performance of loans with such assistance. Due to these concerns, GAO examined the (1) trends in the use of down payment assistance with FHA-insured loans, (2) the impact that the presence of such assistance has on purchase transactions and house prices, (3) how such assistance influences the performance of these loans, and (4) FHA's standards and controls for these loans.

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年度 2005
页码 p.1-104
总页数 104
原文格式 PDF
正文语种 eng
中图分类工业技术;
关键词
Mortgage financing; Loans; Down payments; Mortgages; Finance; Risk management; Financial assistance;

机译：抵押融资;贷款;预付定金;抵押贷款;融资;风险管理;财务援助;

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专利

1. GAO Calls for Tighter Controls On Down Payment Assistance For FHA-Insured Home Loans [J] . Housing and development reporter . 2005,第CDa24期

机译：GAO呼吁严格控制联邦住房管理局（FHA）担保的房屋贷款的首付援助
2. FINANCE OF AMERICA REVERSE AGREES TO PAY $2.47 MILLION TO RESOLVE ALLEGED LIABILITY FOR FHA-INSURED REVERSE MORTGAGE LENDING VIOLATIONS [J] . Housing and development reporter . 2020,第9期

机译：美国反向财务同意支付247万美元，以解决有关FHA保险的反向抵押贷款违反规定的责任
3. Survey data on factors affecting negotiation of professional fees between Estate Valuers and their clients when the mortgage is financed by bank loan: A case study of mortgage valuations in Ikeja, Lagos State, Nigeria [J] . Chukwuemeka O. Iroham, Hilary I. Okagbue, Olalekan A. Ogunkoya, Data in Brief . 2017,第1期

机译：当抵押贷款由银行贷款融资时，影响房地产估价师与其客户之间的专业费用谈判的因素的调查数据：以尼日利亚拉各斯州伊凯贾的抵押贷款估价为例
4. Discussion on Risk Management of the Mortgages of Personal Mortgage Loan [C] . XING Miao Proceedings of the 1st international conference on sustainable construction amp; risk management.;vol.1. . 2010

机译：论个人抵押贷款抵押的风险管理
5. AN EMPIRICAL TEST OF ALTERNATIVE THEORIES OF MORTGAGE PRICING (FINANCIAL INSTITUTIONS, ADJUSTABLE RATE LOANS, SECURITY PRICING, LOAN MARKET EFFICIENCY, TERM STRUCTURE RISK). [D] . MERRIKEN, HARRY ERNEST, III. 1985

机译：抵押定价（金融机构，可调整利率贷款，安全定价，贷款市场效率，期限结构风险）替代理论的实证测试。
6. Survey data on factors affecting negotiation of professional fees between Estate Valuers and their clients when the mortgage is financed by bank loan: A case study of mortgage valuations in Ikeja Lagos State Nigeria [O] . Chukwuemeka O. Iroham, Hilary I. Okagbue, Olalekan A. Ogunkoya, 2017

机译：当抵押贷款由银行贷款融资时影响房地产估价师与其客户之间的专业费用谈判的因素的调查数据：以尼日利亚拉各斯州伊凯贾的抵押贷款估价为例
7. Does property market risks matter in commercial mortgage loan pricing : an inquiry into the determinants of commercial mortgage loan spread [O] . Wang Xin S.M. Massachusetts Institute of Technology, Chen Hongfei 2007

机译：商业抵押贷款定价中的房地产市场风险是否重要：对商业抵押贷款利差决定因素的调查

Mortgage Financing: Additional Action Needed to Manage Risks of FHA-Insured Loans with Down Payment Assistance

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