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首页> 美国政府科技报告 >Federal Student Loans: Better Oversight Could Improve Defaulted Loan Rehabilitation.
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Federal Student Loans: Better Oversight Could Improve Defaulted Loan Rehabilitation.

机译：联邦学生贷款：更好的监督可以改善违约贷款的恢复。

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As of fiscal year 2013 about $94 billion over 11 percent of federal student loan volume in repayment--was in default, which generally occurs when a borrower fails to make a payment for more than 270 days. Loan rehabilitation was established as an option to help Education collect defaulted student loans, and borrowers address the adverse consequences of default, such as repairing damaged credit. GAO was asked to review Education's loan rehabilitation process. This report examines how: (1) Education assists borrowers in rehabilitating defaulted student loans; (2) the upgrade of its defaulted loan information system affected loan rehabilitation; and (3) Education oversees private collection agencies in implementing loan rehabilitation. GAO reviewed Education's policies, procedures and guidance; contracts and monitoring records for the defaulted loan information system contractor and 22 collection agencies; collections and rehabilitation data; and relevant federal laws and regulations. GAO interviewed Education officials, representatives of borrower advocacy groups, and visited 6 selected collection agencies, based on their loan volume and geographic location.

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