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Discussion on the Factors Affecting College Students' Campus Loan Default from the Perspective of Behavioral Finance

机译：从行为融资视角下讨论影响大学生校园贷款违约的因素

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摘要

Consumer finance is an important direction for the development of Internet finance in China, with the essential subjects being college students. The spread of campus loans among universities increasingly expands the college student consuming market, which has also led to more campus loan defaults and serious negative social impacts. From the perspective of behavioral finance, this article stablishes a factor model that affects college students' campus loan default through literature review and case analysis, and proposes countermeasures to reduce the frequent occurrence of default on campus loans.
机译：消费者金融是中国在中国发展互联网金融的重要方向，基本科目是大学生。大学校园贷款的传播越来越扩大大学生消费市场，这也导致了更多校园贷款违约和严重的负面社会影响。从行为金融的角度来看，本文通过文献审查和案例分析，使大学生校园贷款违约的因子模型稳定，并提出了减少校园贷款频繁发生的违约。

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