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首页> 外文OA文献 >STUDY OF THE RELATIONSHIP BETWEEN PRIVATE STUDENT LOAN BORROWING AND PERSISTENCE GRADUATION RATES OF TRADITIONAL STUDENTS AT A PRIVATE UNIVERSITY
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STUDY OF THE RELATIONSHIP BETWEEN PRIVATE STUDENT LOAN BORROWING AND PERSISTENCE GRADUATION RATES OF TRADITIONAL STUDENTS AT A PRIVATE UNIVERSITY

机译：民办高校传统民生贷款借贷与传统留学率和毕业率的关系研究

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摘要

Private student loan borrowing has increased dramatically over the last decade. But because private student loans have only recently emerged as a major source of student financial aid, little research has been done to measure the impact of the borrowing trend. This research study used longitudinal data at one private institution to ascertain whether the borrowing trend has influenced its persistence and graduation rates.Logistic regression was used to assess the relationship of private student loan borrowing on persistence & graduation rates, while controlling for the following other variables: SAT scores, high school grade point average, college grade point average, family income, race, gender, parent education level, federal student loans and institutional grants/scholarships.The sets of independent variables used to address the research questions were determined to have goodness of fit in almost all instances according to their Hosmer and Lemeshow statstics. Private student loans as independent variables, however, were not significant contributors in the results for any of the research questions according to their Wald statistics. Consequently, it appears that no statistically significant relationship exists between private student loan borrowing and persistence & graduation rates when controlling for other noted factors.Although the evidence suggests that no relationship exists between private student loan borrowing and persistence & graduation rates, the results of this study contains other valuable information. Several of the other independent variables were shown to have statistically significant relationships to persistence & graduation rates. The independent variables with statistically significant relationships with persistence status were: SAT, college GPA, gender, race, institutional grants and federal student loans. The independent variables with statistically significant relationships with graduation status were: SAT, college GPA, race, institutional aid and federal student loans.
机译：在过去的十年中，私立学生贷款借款急剧增加。但是由于私人学生贷款直到最近才成为学生经济援助的主要来源，因此很少进行研究来衡量借贷趋势的影响。这项研究使用一间私立机构的纵向数据来确定借贷趋势是否影响了其持久性和毕业率。使用Logistic回归评估私人学生贷款借贷与持久性和毕业率之间的关系，同时控制以下其他变量：SAT成绩，高中平均成绩，大学平均成绩，家庭收入，种族，性别，父母受教育程度，联邦学生贷款和机构补助金/奖学金确定用于解决研究问题的独立变量集具有根据Hosmer和Lemeshow的统计数据，几乎在所有情况下都适合穿着。然而，根据他们的Wald统计数据，私人学生贷款作为独立变量并不是任何研究问题的结果的重要贡献者。因此，似乎在控制其他值得注意的因素时，私立学生贷款借贷与持久性和毕业率之间不存在统计学上的显着关系。尽管有证据表明，私立学生贷款借贷与持久性与毕业率之间不存在任何关系，但这一结果研究还包含其他有价值的信息。其他几个自变量也显示出与持久性和毕业率具有统计学意义的关系。与持久性状态在统计上有显着关系的自变量是：SAT，大学GPA，性别，种族，机构补助和联邦学生贷款。与毕业状态具有统计学显着关系的自变量是：SAT，大学GPA，种族，机构援助和联邦学生贷款。

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    Payne Shari L;

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  • 年度 2009
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