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Where creditu27s due: livelihoods, market failure and financial sector development for poverty reduction in rural Mozambique

机译：应在哪里获得信贷：莫桑比克农村地区的生计，市场失灵和金融部门发展，以减少贫困

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摘要

Mozambique is widely cited as one of the few recent examples of rapid and sustained economic growth in sub-Saharan Africa. Noting that this growth has contributed to appreciable poverty reduction, this paper argues that Mozambique’s economic miracle has yet to generate economic opportunities commensurate with the livelihood needs of the rural population in particular. The paper begins with an analysis of the development of livelihood strategies amongst rural Mozambican households throughout the country’s modern history. The analysis then shifts focus to the country’s post conflict economy expansion and the emergence of non-agricultural crop production economic opportunities for rural Mozambicans. The lack of such opportunities is seen, in larger part, to result from a poor environment for entrepreneurial activity, limited most notably by the failure of the commercial financial sector to serve adequately the needs of rural Mozambicans. Finally, a number of financial sector institutional alternatives are explored.
机译：莫桑比克被广泛认为是撒哈拉以南非洲经济持续快速增长的最近几个例子之一。本文指出，这种增长有助于显着减少贫困，因此，莫桑比克的经济奇迹尚未产生与农村人口的生计需求相称的经济机会。本文首先分析了莫桑比克整个现代历史中农村莫桑比克家庭的谋生策略的发展。然后分析将重点转移到该国冲突后的经济扩张以及莫桑比克农村地区非农作物生产的经济机会的出现。缺乏这种机会的主要原因是创业活动的环境恶劣，最主要的限制是商业金融部门未能充分满足莫桑比克农村人口的需求。最后，探索了许多金融部门的制度选择。

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  • 作者

    Olthof Douglas Allan;

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  • 年度 2009
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