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METHOD FOR IDENTIFYING USER ROLE, AND USER EQUIPMENT, STORAGE MEDIUM, AND APPARATUS FOR IDENTIFYING USER ROLE
METHOD FOR IDENTIFYING USER ROLE, AND USER EQUIPMENT, STORAGE MEDIUM, AND APPARATUS FOR IDENTIFYING USER ROLE
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机译:识别用户角色的方法,以及用于识别用户角色的用户设备,存储介质和设备
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摘要
Disclosed are a method for identifying a user role, and a user equipment, a storage medium, and an apparatus for identifying a user role. In the present application, the method comprises: acquiring a user operation behavior and personal information; matching the user operation behavior with a preset operation behavior to obtain a matching resu generating a corresponding first fraud score according to the matching resu constructing a target relationship network according to the personal information; determining an associated user by means of the target relationship network; querying a corresponding second fraud score on the basis of a user role of the associated user; generating a target fraud score by means of the first fraud score and the second fraud score; and when the target fraud score is greater than or equal to a preset fraud threshold value, identifying a user role as potential fraud. Obviously, the present application can comprehensively evaluate the risk of a target user, also makes reference to the risk of an associated user, and can accurately identify fraud, thereby solving the technical problem in existing identification means of being unable to accurately identify loan fraud.
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