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Credit score model training method, credit score calculation method, apparatus and server
Credit score model training method, credit score calculation method, apparatus and server
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机译：信用评分模型训练方法，信用评分计算方法，装置及服务器
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摘要
Embodiments of the present invention relate to the field of credit assessment, and disclose a credit score model training method, and a credit score calculation method, apparatus, and server. The method includes: obtaining an i th credit score, an i th relational credit score, and default annotation information of a sampled user; training a credit score model according to the i th credit score, the i th relational credit score, and the default annotation information of the sampled user, and calculating an (i+1) th credit score of the sampled user; and obtaining the completely trained credit score model when a training termination condition is satisfied, so that a problem that when personal information of a user is missing or incorrect, it is very difficult to accurately calculate a credit score of the user is resolved; and a target credit score of the user is comprehensively calculated by using the credit score of the user and a relational credit score that is calculated based on a social relation of the user, thereby achieving effects of expanding coverage of the credit score model, and improving accuracy of calculating the credit score of the user.
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