首页> 外国专利> SYSTEMS AND METHODS FOR AGGREGATING AND ANALYZING ATTRIBUTES FOR HABITATIONAL INSURANCE POLICIES.

SYSTEMS AND METHODS FOR AGGREGATING AND ANALYZING ATTRIBUTES FOR HABITATIONAL INSURANCE POLICIES.

机译:用于聚集和分析人居保险政策属性的系统和方法。

摘要

Systems and methods are provided for depersonalizing and aggregating insurance-related attributes for individuals of a multi-unit complex into aggregated insurance-related data, based on received data, and analyzing the aggregated insurance-related data. Data for a multi-unit complex may be received from an insurance carrier or other entity. Insurance-related attributes for individuals of the multi-unit complex may be retrieved from an insurance data database, based on the received data. The insurance-related attributes may be depersonalized and aggregated to generate insurance-related data. The aggregated insurance-related data may be analyzed to generate analytic data, which can be transmitted to the insurance carrier or other entity. Insurance carriers can use the analytic data to obtain more accurate risk assessments for multi-unit complexes so that the insurance carriers can provide improved and more optimal pricing for habitational insurance policies. Financial institutions can use the analytic data to improve commercial lending underwriting.
机译:提供了用于基于接收到的数据将多单元联合体的个体的与保险相关的属性解个性化和聚合为聚合的与保险相关的数据,以及分析聚合的与保险相关的数据的系统和方法。可以从保险公司或其他实体接收用于多单元综合体的数据。基于接收到的数据,可以从保险数据数据库中检索多单元综合体的个人的保险相关属性。保险相关属性可以被去个性化和聚合以生成保险相关数据。可以分析汇总的保险相关数据以生成分析数据,该分析数据可以传输到保险公司或其他实体。保险公司可以使用分析数据来获得针对多单位联合体的更准确的风险评估,从而使保险公司可以为居住保险单提供更好,更优化的定价。金融机构可以使用分析数据来改善商业贷款承销。

著录项

  • 公开/公告号MX2016006088A

    专利类型

  • 公开/公告日2016-12-02

    原文格式PDF

  • 申请/专利权人 TRANS UNION LLC;

    申请/专利号MX20160006088

  • 申请日2014-11-11

  • 分类号G06Q40/08;

  • 国家 MX

  • 入库时间 2022-08-21 13:37:46

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