首页> 外国专利> BANKING SYSTEM AND METHOD USING CYBER SOCIAL BANK BASED ON NON CASH ECONOMIC ACTIVITY

BANKING SYSTEM AND METHOD USING CYBER SOCIAL BANK BASED ON NON CASH ECONOMIC ACTIVITY

机译:基于非现金经济活动的网络社会银行的银行系统和方法

摘要

PURPOSE: A banking system and a method thereof is capable of opening an SNS user's social bank account connected to the user's SNS account, quantifying the user's non-currency economic activities online and offline and the activities' value in an online social currency, and performing the user's banking-related services such as money transfer using the online social currency. CONSTITUTION: A request reception unit receives a request for opening a bank account or a request for a banking service from a customer device via a user interface (510). Upon the request for opening a bank account, a bank account opening unit opens a social bank account, which monitors the customer's non-currency economic activities online and offline and manages the customer's social money related to the activities (530). Upon the request for a banking service, a banking processing unit processes the banking service request using the customer's bank account (550). [Reference numerals] (510) Receive a request for opening a bank account from a customer device via a user interface; (520) Set a loan limit according to the customer's credit; (530) Open a virtual social account upon the customer's request; (540) Receive a request for a banking service from the customer device via the user interface; (550) Provide the banking service using the customer's social account; (551) Deal with the customer's transfer; (552) Deal with the customer's request for a loan; (553) Deal with the customer's request for social money; (AA) Start; (BB) End
机译:目的:一种银行系统及其方法,其能够打开连接到用户的SNS帐户的SNS用户的社会银行帐户,量化用户在线和离线的非货币经济活动以及以在线社交货币的活动价值,并执行用户的银行相关服务,例如使用在线社交货币进行汇款。组成:请求接收单元通过用户界面从客户设备接收开设银行账户的请求或对银行服务的请求(510)。在请求开设银行帐户时,银行帐户开设单元开设社交银行帐户,该社交银行帐户在线和离线地监视客户的非货币经济活动,并管理与该活动有关的客户的社会货币(530)。根据对银行服务的请求,银行处理单元使用客户的银行帐户处理银行服务请求(550)。 [附图标记](510)通过用户界面从客户设备接收开设银行账户的请求; (520)根据客户的信用额度设置贷款限额; (530)应客户要求开设虚拟社交账户; (540)通过用户界面从客户设备接收对银行服务的请求; (550)使用客户的社交账户提供银行服务; (551)处理客户的转帐; (552)处理客户的贷款请求; (553)处理客户的社会金钱请求; (AA)开始; (BB)结束

著录项

  • 公开/公告号KR20130091114A

    专利类型

  • 公开/公告日2013-08-16

    原文格式PDF

  • 申请/专利权人 KIM KWANG SHICK;

    申请/专利号KR20120012393

  • 发明设计人 KIM KWANG SHICK;

    申请日2012-02-07

  • 分类号G06Q40/02;G06Q50/30;

  • 国家 KR

  • 入库时间 2022-08-21 16:26:29

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