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SYSTEM, METHOD AND PROGRAM FOR ESTIMATING RISK AT EARTHQUAKE DISASTER

机译：估算地震灾害风险的系统，方法和程序

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PROBLEM TO BE SOLVED: To efficiently estimate earnings volatility risk of a borrower in a financial institution at an earthquake disaster.;SOLUTION: The system for estimating a risk at an earthquake disaster 100 includes: a means 110 for generating a list of building damage states of each borrower company and storing the list in a storage device; a means 111 for estimating a financial state after an earthquake disaster in each predetermined seismic intensity in the borrower company, generating a list of financial states after the earthquake disaster for the each borrower company and storing the list in the storage device; a means 112 for specifying a building damage state corresponding to the seismic intensity when an earthquake corresponding to earthquake data occurs and storing it in a memory; a means 113 for estimating an amount of damage of the each borrower company in accordance with each building damage state and storing the damage amount in the memory; a means 114 for estimating a financial state of the borrower company after the occurrence of the earthquake, estimating the rating after the earthquake and storing them in the memory; a means 115 for estimating whether the borrower company becomes bankrupt after the occurrence of the earthquake; a means 116 for estimating uncollectability of receivables and storing it in the memory when the borrower company actually becomes bankrupt; and a means 117 for calculating an amount of risk after the earthquake disaster on the basis of the uncollectable amount estimated for each of earthquakes.;COPYRIGHT: (C)2010,JPO&INPIT
机译：要解决的问题：为了有效地估计地震灾害中金融机构借款人的收益波动风险。解决方案：地震灾害风险估计系统100包括：用于生成建筑物破坏状态列表的装置110每个借款公司的清单，并将清单存储在存储设备中;装置111，用于估计借款人公司在每个预定地震强度下发生地震灾害后的财务状况，生成每个借款人公司在地震灾害后的财务状况清单并将该清单存储在存储装置中;装置112，当发生与地震数据相对应的地震时，指定与地震烈度相对应的建筑物破坏状态并将其存储在存储器中;装置113，用于根据每个建筑物损坏状态估计每个借款人公司的损坏量，并将损坏量存储在存储器中;装置114，用于估算地震发生后借款人公司的财务状况，估算地震后的评级并将其存储在存储器中;装置115，用于估计地震发生后借款人公司是否破产;装置116，用于估计应收款的不可收回性，并在借款人公司实际破产时将其存储在存储器中;装置117，其基于每次地震的估计无法收集量来计算地震灾难后的风险量。版权所有：（C）2010，JPO＆INPIT

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