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System and method for automatically investing in an investment or savings account by using the 'rounded up' of credit card purchase amounts to produce savings/investment amounts
System and method for automatically investing in an investment or savings account by using the 'rounded up' of credit card purchase amounts to produce savings/investment amounts
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机译：通过使用信用卡购买金额的“舍入”产生存款/投资金额来自动投资投资或储蓄帐户的系统和方法
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摘要
A central computer includes data input means, data processing means and data storage means and is used by a credit card issuer for automatically funding an investment for the credit card holder. A rounded-up numerical figure selected by the cardholder is stored in the memory of the computer. The computer maintains a record of the purchase or advance amount each time the cardholder uses the creditcard. The data processing means determines, with reference to the rounded-up numerical figure, a rounded amount which is in excess of the purchase or advance amount. The data processing means also determines a savings amount (which is periodically transferred to the investment account) by subtracting the purchase or advance amount from the rounded amount.
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