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A new method of operating in the industry life insurance premiums based free for the insured
A new method of operating in the industry life insurance premiums based free for the insured
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机译：一种免费的行业寿险保费新业务
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摘要
New method of operating in the industry life insurance based on free for the insured premiums that the policy by way of non-limiting example is reproduced in Annex No 1 claimed whose development is the subject of the body of this specification that also it is claimed to comprise both the same thing with character separation impossible and the technical characteristics of own invention, and new in the following: a) raw be the policyholder set at all times their own free will and the sum or annuity insured They shall be determined based on the premiums paid. b) The capital or secured income for the year following the payment date of the first premium is determined based only considered premium for insurance type and age of the head corresponding assured. c) Each subsequent raw produce in the capital or rent insured obtained for the previous year an increase calculated considering as new single premium paid at the time of payment and given the type of insurance and age then head assured. d) The insured capital or rents are increasing throughout the course of the contract remain unchanged only if the insured does not pay any premium given year. e) The mathematical reserve is determined as the difference between the value at the time of the already paid by the insured and insurer commitments; being the value of the first the premiums paid adequately capitalized and commitments of the insurer the sum of the annual contracted each of which in turn is the result of compensation to do in that year if the incident occurs estimated at its current value then the corresponding likelihood ratio. f) Compensation payable is given by the insured capital or income corresponding to the year in which the loss occurs and calculated according to the manner set forth in paragraphs b) c) and d).
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