Assessment of individual Financial Literacy level depending on respondent profile

机译：根据受访者的个人资料评估个人财务素养水平

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Financial literacy plays an important role in ensuring individual's welfare; hence, it is essential to evaluate individual financial knowledge and skills. In 2015, academic personnel of the Department of Finance, Faculty of Engineering Economics and Management of Riga Technical University conducted research within the project "Enhancing Latvian Citizens' Securitability through Development of the Financial Literacy" to analyze knowledge as one of the dimensions of financial literacy. A questionnaire was designed taking into consideration aspects of Latvian economic environment so that it could be used to assess the level of financial literacy of respondents from different age groups, of various educational background and employment status. In total 506 respondents took part in the survey. The goals of the current paper are to determine the average level of financial literacy of the Latvian population and to test several hypotheses put forward. Using a multiple regression model, respondent profile data were used as independent variables, and overall 10 models were developed.

机译：金融素养在确保个人福利方面起着重要作用;因此，评估个人财务知识和技能至关重要。 2015年，里加工业大学工程经济与管理学院金融系的学者在“通过发展金融素养提高拉脱维亚公民的安全性”项目中进行了研究，以分析知识作为金融素养的维度之一。设计了一个调查表，考虑了拉脱维亚经济环境的各个方面，以便可以用来评估来自不同年龄段，具有不同教育背景和就业状况的受访者的财务知识水平。共有506位受访者参加了调查。本文的目标是确定拉脱维亚人口的平均金融知识水平，并检验提出的几个假设。使用多元回归模型，将受访者资料数据用作自变量，并开发了总共10个模型。

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《World multi-conference on systemics, cybernetics and informatics》|2016年|1-6|共6页
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Guna CIEMLEJA; Konstantins KOZLOVSKIS;
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Financial literacy; Survey; Latvia; Multiple regression analysis;

机译：金融知识;调查;拉脱维亚多元回归分析;

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Assessment of individual Financial Literacy level depending on respondent profile

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